Every four years the U.S. Department of Education surveys a nationally representative sample of students, undergraduates, and graduates about the type of financial aid they receive to pay for their education. Major findings for 2012 include the following:
Seventy-one percent of all undergrads received some type of financial aid, including student loans.
Some members of Congress believe that some student loan debt, private as well as federal, should be dischargeable by bankruptcy. This report urges Congress and regulators to establish criteria for a new type of loan, a "Qualified Student Loan," to protect consumers and taxpayers. The criteria include:
Reasonable interest rates and fees
Deferment and forbearance provisions similar to today's federal loans
The annual ACT report presents disappointing ACT scores for the high school class of 2013. Only 26 percent of students taking the ACT met all four subject benchmarks--in English, reading, math and science. Thirty-one percent did not meet a single benchmark. The average score was 20.9 in 2013, down .2 points from 21.1 in 2012, the lowest in the past five years.
PSCUs open doors to many of the 9.1 million unemployed and 90 million undereducated Americans by providing a skills-based education. To remain competitive over the next decade, we must identify between 8 and 23 million new workers with postsecondary skills. PSCUs are a necessary part of that solution, having produced over 800,000 degrees last year alone.
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